{ "status": "success", "reason": "ok", "connected_insurance": [ "ittinsurance" ], "country_codes": [ "worldwide" ], "location": "worldwide", "journey_start_date": "2025-12-04", "journey_end_date": "2025-12-05", "stay_duration_days": 1, "pax_type": "Individual", "travelers": [ { "dob": "1950-12-08" } ], "category_items": [ { "code": "medical", "title": "Medical expenses", "desc": "Expenses for hospital stay and treatment, payment for medicines and basic fixation devices\nExpenses for outpatient visits\nExpenses for managing allergy flare-ups, except for sun allergies\nExpenses for treating the effects of bites from dogs, monkeys, and other animals\nExpenses for transportation to a hospital by an ambulance or taxi\nExpenses for evacuation to your permanent residence if surgery is required due to a sudden illness or injury\nRepatriation of Remains\n", "special_notes": "" }, { "code": "dental-care", "title": "Emergency dental care", "desc": "Coverage includes pain relief treatments for natural teeth in cases of damage or inflammation, including fillings\n", "special_notes": "" }, { "code": "return-children", "title": "Return of children to home country", "desc": "Expenses for return of children under 16 to the country (Region) of principal residence, if they are left unattended due to an accident or sudden disease of the Insured. Payment for a one-way economy-class trip for them and for one adult accompanying, if needed\n", "special_notes": "" }, { "code": "third-travel-cost", "title": "Third party travel cost", "desc": "Payment for a round air ticket of an economy class for a relative or close one to visit the patient and care for him\/her\n", "special_notes": "" }, { "code": "early-return", "title": "Early return", "desc": "Expenses for an air ticket to return from abroad in case of death or emergency hospitalization of a close relative, as well as in case of significant damage or destruction of property of the insured in the country (region) of principal residence\n", "special_notes": "" }, { "code": "flight-delay", "title": "Flight delay", "desc": "Refund in case of regular flight delays of more than 4 hours. Expenses are covered for food, drinks and hotel.\n", "special_notes": "" }, { "code": "legal-asssist", "title": "Legal assistance", "desc": "Expenses for the initial legal advice in case of prosecution in court as a result of unintentional infliction of damage to a third party, unintentional violation of regulations of the Country of Stay, or violation of the road traffic rules\nExpenses for making duplicates (or issuing new originals) of a lost passport, international passport or driver`s license to return home\nPayment for phone calls to the service center\n", "special_notes": "" }, { "code": "deductible", "title": "Deductible", "desc": "Deductible - the amount the insured pays out-of-pocket for each incident. For example, if the clinic bill is 500 USD, we eill pay 450 USD, and you will pay 50 USD\nDeductible can be removed (reduced to 0), but the policy cost will increase\nTerm based deductible: for the country where the insured person is located at the time of purchase, the policy will take effect on the 6th day\n", "special_notes": "" }, { "code": "personal-liability", "title": "Personal liability", "desc": "Coverage of damage to a third-party property or health of other people, except for the damage arising as a result of driving auto, moto, water, air transport. For example, it can be damage caused to a third party at a ski slope\n", "special_notes": "" }, { "code": "loss-damage-luggage", "title": "Loss or damage of luggage", "desc": "Disappearance, loss or damage of the luggage registered with the insured, during its transportation by the air company or other carrier\n", "special_notes": "" }, { "code": "active-leisure", "title": "Active leisure", "desc": "Water skiing, surfing, windsurfing, jet-skiing, rafting, yachting, kiting, recreational diving to the depth under 12 meters and accompanied by instructor, (competitive) fishing, hunting, alpine skiing, snowboarding, snowmobile rides, ice hockey games, mountain biking, trips on horseback\n", "special_notes": "" } ], "data": [] }